This article applies to recipients who chose the redemption option to Activate to a Visa, Mastercard, or American Express.
How it works
Linking your card does not trigger a credit.
The credit is only applied after you make a purchase at the merchant you selected using the debit or credit card you chose to link.
Once you've made a qualifying purchase:
- GiftYa issues the credit to your linked card immediately.
- Your bank then takes 1–3 business days to process the credit and show it in your account. This timeline is set by your bank, not GiftYa.
If you've made a qualifying purchase and it has been more than 3 business days with no credit, see I haven't received my credit — what do I do?